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Savings

Deposit Rates

Checking Accounts

  Account Type  APY (as high as)  Minimum Balance to Earn APY  Minimum Opening Deposit 
Checking Plus.10%$500.00$500.00   

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Savings and Clubs

  Account Type  APY (as high as)  Minimum Balance to Earn APY  Minimum Opening Deposit 
Savings Accounts.10%$500.00$25.00   
IRA Savings Account1.75%$500.00$0.00   
Club Accounts.10%$500.00$0   

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Youth Savings Accounts

  Type  APY (as high as)  Minimum Balance to Earn APY  Minimum Opening Deposit  Balance Tier 
Youth Savings Tier 1.451%$25.00$0.00$25-$2500   

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Money Market Accounts

  Type  APY (as high as)  Minimum Balance to Earn APY  Minimum Opening Deposit  Balance Tier 
Money Market Tier 1.55%$2500.00$2500.00    
        
        

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Share Certificates

  Type  APY (as high as)  Term  Minimum Balance to Earn APY  Minimum Opening Deposit 
60 Month certificate1.80%60 months$500.00$500.00   
(1) Variable Rate Account-Rates may change after accounts are opened.
(2) Fees and withdrawals could reduce the earnings on accounts.
(3) A penalty may be imposed for early withdrawal.
(4) Compounding if any.

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IRA Shares

  Share Type  APY (as high as)  Minimum Balance to Earn APY 
$0 - 5000.00%$0   
$501 - $5,0000.01%$501   
$5,001 - $20,0000.20%$5,001   
$20,001 - $50,0000.50%$20,001   
$50,001 - Over0.75%$50,001   
(1) Variable Rate Account-Rates may change after accounts are opened.
(2) Fees and withdrawals could reduce the earnings on accounts.
(3) A penalty may be imposed for early withdrawal.
(4) Compounding if any.

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©2012 Northern Lights Credit Union. All Rights Reserved.
1004 Memorial Drive | Saint Johnsbury, Vermont 05819
Phone: 802.748.2288 | Toll Free: 800.856.0026 | Fax: 802-748-6570
240 Dells Road | Littleton, New Hampshire 03561
Phone: 603.444.9964 | Toll Free: 800.370.6455 | Fax: 603-444-0275
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