Privacy Policy

NOTICE OF YOUR PRIVACY RIGHTS
Privacy notice for Northern Lights Credit Union members.

EXPLANATIONS:
NLCU, us, we, and our, when used in this notice, refers specifically to Northern Lights Credit Union. When we use the words “your” and “you” we are referring to these types of members: Northern Lights Credit Union members who have a financial relationship by possessing specific financial services or products like: An Individual Retirement account, Share account, Debit card account, or Loan account. This notice will inform you of the information sources that we collect about you and the kinds of information we share, why and with whom. This notice also outlines the steps that we take to secure that information.

Definition of Terms:
Non public personal information is the term Northern Lights Credit Union uses to define information about you that we collect to give you financial products or services. Non public personal information does not include information that is available from public sources, ie: State, Federal and local Government records, telephone directories, etc. From this point forward Northern Lights Federal Credit Union will refer to “information” as meaning non public personal information, as previously described. A subsidiary is an entity that Northern Lights Credit Union owns. A nonaffiliated third party is a company or a person not employed by Northern Lights Credit Union, and is not a subsidiary. This is referred to as a nonaffiliated third party, or “other party.”

INFORMATION NORTHERN LIGHTS COLLECTS
Information about you is gathered from:

• Each members financial transactions with other parties
• Consumer reporting agencies applications or other forms
• The verification customer information
• Each members financial transactions
• Documents verifying the information you provide on an application or other forms; this may come from your current or past employers, or from other financial institutions.