Northern Lights Federal Credit Union is more than just a bank. As a full-service financial institution, NLFCU offers all the consumer financial products you\'d expect from a larger financial institution. Our priority is to provide low-fee or no-fee services with higher yields on savings and lower rates on loans. Member deposits are insured up to at least $100,000 by the National Credit Union Administration (NCUA), a U.S. government agency. Our customers are our family at NLFCU.